I wanted to draw your attention to the several articles that I have written that I would like to share with you.

My latest article comes from experiences I have had in the real estate trenches.

Here is the start of the article here, but I invite you to check out other articles I have written over the last year or so.

4 Tips from the Real Estate Trenches

In the beginning of my real estate career, I bought 2 properties in one year. My first property was a duplex followed by the second property that was a 4plex. I would like to share with you how they were completely opposite of each other as far as deals go, even though I got a great price for both of them. You see, my first deal was the duplex and it was fairly easy to purchase, no real rehab needed, the property came with tenants in place and immediate cash flow. My next purchase was a 4plex that was gutted and needed quite a bit of work. Yet, I used the same mentality with both purchases and made a few mistakes along the way. Here are my tips for you so you can avoid this kind of a situation altogether.

Read the rest of this article and other articles by going here

http://budurl.com/RosanneArticles

Government Auction Alert!

Every day, the government confiscates, seizes and repossesses thousands of items. It's sold at government auctions for up to 90% off the wholesale price. And it's more than just cars and houses. Nearly anything you can imagine is on sale.

Building Your Business with Proper Tools

As you know when you start your real state business you need proper tools to grow your business even further.

An example of the proper tools would be:

Websites, auto responders, business cards, marketing tools, etc...

So let’s take websites for example, you have to find a proper domain name for what type of business that you are doing like real estate. You need to set up your website and either have to get a webmaster to develop your website or do it yourself if you are talented in this area. Then when you are ready you will need to host your site on the web so you can drive traffic to your site.

I have uncovered a few great hosting sites that I would like to share with you. These sites would be recommended once your website is ready. I wanted you to know about them so you can take advantage of these excellent offers. There are multiple hosting sites for you to pick from and to match up with your needs at this point in your business. Please feel free to check it out by going here: http://webtoolbox.hosting303.com

I hope this helps you with your websites so you can get your business up and running faster.

Keep moving forward.

Rosanne

Wow! We are half way through 2009!

It just seemed like I was saying goodbye to 2008 and now we are already half way through 2009. It was not my intent to let that much time go by without posting anything.

Part of the reason has been just me being plain busy looking at real estate deals and trying to work on my real estate business. There has never been a better time to buy and get some good deals under your belt. If you are on the sidelines I highly encourage all of you to get in and get involved.

This is not a scary time to invest, although the media would love for you to think that way!! This is a great time to invest, with all the good deals. You can easily pick up a good cash flowing deal and maybe even put it on a credit card.

Yes you heard me right. A credit card because of the way the market has been. But things are already starting to turn around in this year. It will be slow but I feel like the market is doing a subtle tick up right now, seeing prices inch up in the Atlanta area.

Some of you that have been following me for awhile know that I have been working with Mark Evans DM. Mark has been my mentor over the last 2 1/2 years. I have been helping him with doing follow up with investors on his list for the last 6 months.

Mark has some great deals right now in Atlanta. If you can buy with money from your self directed IRA, savings account, or even money you have been putting away in coffee cans in your pantry, you can actually make some outstanding cash flow. These are single family homes can be purchased from $25,000 to $35,000.
Some even with the rehab will equal out to $35,000 depending on which property.

Cash flow depending on what property and in what area, can be around $600 to $700/month. You know that is a great return on your investment for a single family property. Occasionally we get duplexes which adds to that value.

If you would like more info on the properties in Atlanta, GA please contact me and I would be happy to see if I can help. I can send you information on what we have right now.

Don't wait too long because these properties won't be around for long and the prices will start to go back up.

Let me know if you would like property info and lets get you started on your cash machine, drop me an email at rcellini@gmail.com.

Have a great day and as always keep moving forward.
Rosanne

The Last Few Days of 2008!

Its unbelievable but the end of the
year is creeping up on all of us.

It seems like every year gets shorter
and races by a little more quicker than
the last year.

I usually spend some time at the end of
the year reflecting on the past year. Did
I reach my goals that I set out to reach
in 2008? What will I do going forward in
2009 to build upon 2008?

I am going to be giving you some tools
that you can use in getting revved up for
the new year. There are certain things
that I do and tools that I have used and
continue to use that I would like to share
with you.

Tools that can help you with your planning
and building of a great life, which we all
aspire to do.

This week take some time and do some reflecting
on the past year and how you can make your
2009 a better year.

There is a great book that I would like to
share with you and I am sure would assist you
in bringing in the focus of a great new year.

Please check it out and get over to
http://www.foreclosurespotlight.com/presents/concentration

The Company We Keep

Updated Novemeber 26, 2008
Since we are on the subject of the keys to success, I wanted to include this little snippet of info. I think its important to mingle with the right people.

What I mean here is surrounding yourself around positive and like minded individuals who are wanting to go places just like you! I think the more we hang around people who are successful, chances are you will have some of that success rub off on you. Because it causes you to stretch.

In the last few months I have challenged myself to a different level. I feel like I am making steps forward because of the company I have started to keep and also who I talk on the phone to.

I had an opportunity just a couple of months ago to be at a great seminar. This was not your ordinary seminar where you are in a room with hundreds of people. No, this was no more than about 45 people in a room learning from 2 very great coaches. I was very impressed with this style of learning. I think everyone should have mentoring on this level if at all possible.

Here is a picture with one of those coaches that was teaching that day. Mark Evans DM has been my mentor coming up on 2 years and I have to say that I have made some serious progress with his mentoring. He has also become a great friend. You should check it out if you get a chance. Please contact me if you would like to know more about the Ultimate Real Estate Lifestyle Experience!

Have an outstanding day! Keep moving forward always,
Rosanne Cellini
rcellini@gmail.com

P.S. Below is the other coach that was there teaching at the event. You may recognize him, its Ed Zimbardi. I know I will be learning a lot from him as well.

One of the Keys to Success! Systems!

Over the last few weeks I have written to the people
on my list and have asked what is happening in their
real estate business.

Well, the response I got was overwhelming in
wanting to know about products or courses in
real estate that I would recommend.

One course I will tell you about here in just
a minute has helped me generate buyer, seller
leads continuously. Its a course that helps
you put together simple systems to help you
build your business even while you are asleep.

The system I am talking about is exactly the
opposite in which other courses and real estate
guru's teach you about.

If you would like to get a simple system to
attract buyers and sellers into your pipeline
and move you toward closing the deal, then you
need to get this product now.

Remember, this is the exact system that I have
used and do use presently in my real estate
business. Its made a ton of difference for me.

Here is where you need to go to to start
implementing this simple system and get you
closer to the money$$....get over to
http://foreclosurespotlight.com/presents/reverse

Keep moving forward every day!
Thanks,
Your Friend,
Rosanne Cellini
www.foreclosurespotlight.com

We Are Bouncing Up and Down!

Wow! Hasn't the stock market been on one big ride? I am amazed at what has been happening with the market in general. The other day it went up by 900+ points only to slide back down! Its truly a very volitile time especially if you are in the stock market.

I am presently not active in the stock market. I am doing some other business and real estate deals since I opened up my self directed IRA! I am glad I did open that account a few months back. I have my money invested mostly in real estate out of my IRA. I highly recommend you look into opening an account and the needed info to get you started.

I just got back from my Oklahoma trip last week and it was a productive one. However, you always have more to do. Since I have been back the last couple of days I have more requests for properties from some big pocketed investors.

Right now, I am on the look out for some commercial properties. They can be apartment buildings, shopping centers, anything that is commercial and also cash flowing. It doesn'tmatter where it is and the price has no cap. If you have something that matches up with these parameters, drop me an email and please let me know what you got so we can determineif we can go to the next level.

As I close this entry in my blog, I saw another good quote today from Dale Carnigie, famous author.

"Inaction breeds doubt and fear. Action breeds confidence and courage. If you want to conquer fear, do not sit home and think about it. Go out and get busy."

Lets make it a productive week and keep movingforward. I look forward to hearing back from you, if you have any commercial properties or if you have any questions and/or comments.
Thanks and have a great day
Your friend,
Rosanne Cellini
http://www.foreclosurespotlight.com/

P.S. Are you interested in getting a home based business started and start to generatemultiple streams of income plus be involved in real estate? Please go to http://www.creativelyfinancedhomes.com/

P.S.S. We still have property package deals still available, please contact me if you are interested.

Are You Still On The Sidelines?

In my business this week, I have seen packages of properties coming into my emails for pennies on the dollar. If you have IRA funds or other retirement funds that you are just wincing everyday that are in the stock market, maybe you need to move them to a better money making possibility.

Its definitely something to think about. There are a lot of deals out there. If you are looking to move some money into real estate related investments, let me know. I have several groups of properties that are available in that kind of format.

In closing I saw 2 quotes that I would like to share with you today that got me thinking. Maybe you might appreciate them too. Here they are:

"The best way to make your dreams come true is to wake up."
-- Paul Valery, French Poet

and

"Life is to be lived. If you have to support yourself, you had bloody well better find some way that is going to be interesting. And you don't do that by sitting around."
-- Katherine Hepburn, American actress who received the most Oscar wins (four from twelve nominations). She had a highly acclaimed career for 73 years and was honored as "The Greatest Female Star in the History of American Cinema" by the American Film Institute in 1999.

You have a great day and start to your week. Remember to keep moving forward.
Your friend,
Rosanne Cellini
http://www.foreclosurespotlight.com

Are You Taking Any Risks in Life?

This week is flying by so fast for me. I have
had a very interesting & mind expanding week. I
have been taking more risks than ever lately,
putting myself out there. That is a good thing
because I know in this process I will grow,
learn and most likely make some money.

In the last 2 days I saw a couple of things
I was reading that stood out to me and would
like to share them with you. It has to do
with risk and action.

First one was from an ezine I received from
Neale Donald Walsh. I took a few sentences from
his ezine....
...that life begins at the end of your comfort zone.

You won't find glory at the center of safety, but
at its edge.
You gotta take some risks. You have to not only
pick up the dice, but roll 'em.
So go ahead, take the gamble.

You have nothing to lose except the chance to win.
Life is not long enough to spend it on the sidelines.

The second one is a quote from Phil Jackson, the
Los Angeles Laker's coach

"Once you have done the mental work, there comes
a point where you have to throw yourself into
action and put your heart on the line!"

Go out there today and make it the best day for
yourself and keep moving forward.
Your Friend,
Rosanne Cellini

http://www.foreclosurespotlight.com/

What's At Stake For You?

All of us have dreams, hopes and goals that
we work on daily and we are continually
striving for.

Have you ever started out with your goals
and dreams in the forefront of your mind?
When you start nothing stops you, you are
excited and want to do everything you can.

Then somewhere along the way you lose your
way or your vision... or you fall off your
original plan. A year later you are wondering
what happened and why are you still stuck
in the same place as you were last year.

Well, when I was in Atlanta attending my
first mastermind a couple of weeks ago -
we discussed and went over some of our
challenges that we face. A couple of
challenges we came up with and you may
be familiar with them... is

Procrastination and Focus!

As we discussed these challenges, one thing
I realized is that we all have similar
challenges on our road to becoming successful!
We are definitely not alone in this area, and
Procrastination and Focus is a big challenge
for most of us! On our road to success, its
important to continually ask ourselves better
questions to help us with our day to day
challenges.

This was one of the things I did learn from all
this discussion over the the mastermind weekend -
A couple of the most important questions to ask
ourselves and this has made a huge impact in
my life already, is this....

What is at Stake if you don't do what you need
to do today? What is at Stake if you don't
implement what you need to do today?
What will the result be over a week, month or
even a year if you don't do what you need to do
today?

All of these are very important questions and
you need to ask yourself this every day and
especially when we meet up with the challenges
that get in our way. Which makes me think of
another challenge that may be blocking your
way to success - make sure you are not getting
in your own way as well! I also have been guilty
of this at times in my journey thru life.

Bottom line: when it comes to asking
yourself a good question, choose this question.
What is at STAKE if I don't do what I need to
do today? Think about that and write down
your thoughts!

Have a great day and keep moving forward!
Your friend,
Rosanne Cellini
www.foreclosurespotlight.com

Investing in Yourself!

I am a big believer in investing in yourself
and educating yourself. Over the last several
years, I have taken the time to read and study
materials on real estate, marketing, and self
development. So, I am an avid reader.
Reading helps you grow so you can move into
action!

I recently have read a good book that I want to
recommend to you. Its by Robert Shemin and this
book is called "How Come THAT Idiots Rich and I'm Not!"
I have to tell you that I really enjoyed this book quite a lot.
Robert Shemin has authored several books and
this is the 1st book I have read by him.

This book not only talks about Real Estate and
other assets but also probably one of the most
important subjects of all, your mindset and the
way you think. Sometimes your mindset or the
way you think(your mental attitude) holds you
back every day keeping you from taking action!
I should know, I have been there and done that!

The first 2 chapters alone are worth the price of
the book. You may even find yourself relating
to some of the scenario's that Robert brings up.
Possibly even laughing about it because you know
that you have done what he is writing about!

I encourage you to step up, invest/educate in
yourself and start to read daily. It will help
you start your day in a positive direction. I
personally like to read in the mornings before
I even start my work day. I find that this helps
me with my whole attitude in general!

One of the 1st books you can start with is Robert
Shemins book because it covers a lot of good things
including moving toward action packaged into one
great book. So, take action, get this good book
and keep moving forward!

I will let you know when I come across
another good book to add to your library! Another
book or should I say ebook that might be good is at
www.foreclosurespotlight.com

Have a great day and keep moving forward!

When Investing in Pre-Foreclosures Should You Hire a Buyers Agent ?

When you get started in the business of investing in pre-foreclosure homes, one of your key decisions will be whether, and the extent to which, you use real estate agents to locate and negotiate the purchase of properties for you.

Real estate agents are professionals licensed to represent buyers and/or sellers in real estate transactions. Because they deal with properties day in and day out, usually focusing on one specific geographical area and often on a certain type of property, they can often provide invaluable expertise about the properties in a given area. Plus, highly skilled agents will be adept at negotiation, and should therefore be able to negotiate a better deal for you.

Having said that, a buyers agent , like a sellers agent, is still compensated based on a split of the commission on the sale. The commission is a percentage of the sales value of the property. Therefore, there is a legitimate argument that the buyers agent lacks a strong incentive to negotiate down on price. On the other hand, buyers agents have fiduciary duties to act in the best interests of their clients. What's more, successful buyers agents, particularly those representing investors, know that they will do much better in the long run if they properly serve and retain their clients. By negotiating in their clients best interests on one deal, they are more likely to get the next deal, and the next, and the next, and so on.

Another legitimate objection to using buyers agents is that you will be able to save on the commission if you negotiate directly with the owner of a pre-foreclosure or their agent (sellers agent). However, unless you are an experienced negotiator, you may find yourself saving nothing, and even paying more, if you handle your own negotiations.

If you have strong relationships with buyers agents and they have either close contacts with sellers agents who represent pre-foreclosure homes or deal in such properties themselves, you are likely to have an advantage in terms of being the "first to know" when a new home becomes, or is likely to become, available. While such information becomes a matter of public record, agents often become aware of the situation before the news spreads.

Finally, by using multiple buyers agents, you can literally cover more ground; you can stay abreast of opportunities in multiple locations simply because you have more people to help you.

In conclusion, while a seasoned investor may be able to locate and negotiate better deals by locating and buying properties him or herself, for a majority of investors dealing with an agent may be a smarter and more advantageous option.




For a comprehensive guide to investing in pre-foreclosures, please go to www.foreclosurespotlight.com

Investing With Partners Part 3

Today we conclude this series on
Investing with Parners with the final
3rd scenario.

The third scenario is where you partner
with one or more investors for not just
one, but a number of property deals. Such
a partnership is based not so much on sharing
the burden of financing or the risk of the
investment, but on the opportunity to benefit
from shared skills, knowledge and efforts,
which, over time, is likely to yield greater
profits from a larger number of deals.

Where you are not providing much or any of
the finance for a deal, your partners will
finance the deals using either their own
resources or borrowings based on their individual
income and credit standings. Your contribution
is essentially the work you put in. The deal
may be "split" in a number of ways - equally,
in your favor, or in the favor of your partner(s).
Just be sure to consult an attorney to prepare
all the required legal documentation to establish
the partnership. For example, you will generally
want it to be limited liability partnership where
each partner's liability and share of profits are
specifically defined and limited. The agreement
should also detail each partner's rights and
responsibilities, and the process for resolving
any disputes.

Whether you partner with other investors out of
necessity or choice, you may find that by working
with others, you can get involved in pre-foreclosure
investing much faster, be able to do more deals,
and generate more profits.

I hope the emails over the last couple of days
have been helpful. If you have missed any of the
first 2 parts of this email, please go to my blog at
http://foreclosurespotlight.blogspot.com/

I hope you have a great weekend and as always please
check out my website for more detailed information at
www.foreclosurespotlight.com

Rosanne Cellini

Investing With Partners

Investors often believe that in order to invest in a property they need either a large amount of cash or at least a perfect credit history in order to get a loan. But in reality, there are various non-traditional ways to raise finance for an investment that require neither a good credit history nor a large cash balance. One such non-traditional source of financing is partnering with other investors.

Partnering with other investors is particularly advantageous in three scenarios. The first scenario is where you simply don't have the kind of cash or credit required to structure an investment deal. In this case, partnering with other investors enables you to raise the finance without having to put in any cash of your own. Meanwhile, you will gain equity in the investment based on the work you put in. And because the partnership is an "equity partnership" - meaning that each investor gets a share of the equity in the home plus any corresponding profits - then neither do you need to pay any money back.

Tomorrow we will look at the next scenario in partnering with other investors. Until then to find out more information about how to structure and finance pre-foreclosure property investments, check out my website at
www.foreclosurespotlight.com

How To Go From Home Owner To Pre-Foreclosure or Foreclosure Investor

To go from home owner to successful pre-foreclosure or foreclosure investor, the first step is to plan your transition. The key to success in real estate investing is to be constantly making money. Therefore, even if you own only a single asset at a time, you need a plan for choosing the right investment property and making such decisions as how to finance the property, your exit strategy, and whether to repair or re-model the property.

The great thing about pre-foreclosure and foreclosure investing is that you don't necessarily have to pay for everything on your own. You can partner with other investors and, if you rent out the property you buy, have your tenant not only cover any loan repayments, but essentially purchase the property on your behalf. Investing in pre-foreclosures and foreclosures also enables you to take advantage of a number of exit options. "Home flipping", for example, is the term used for investment deals involving buying, fixing and subsequently selling properties for a profit.

Plus, since you are focusing on pre-foreclosures and foreclosure properties, you can potentially get a significant discount to the retail value of the property you buy. That's a major reason why these types of properties are ideal for a home owner who wants to get started in property investing.

If you are starting out in real estate investing, you may adopt an approach whereby you pay off your current home, and try to save enough to invest in another property. The downside of this approach is that it can take an inordinate amount of time. You don't have to wait! There are alternative ways to invest in pre-foreclosure and foreclosure properties that are simpler and faster.

If you wish to begin conservatively, you may decide to invest in, for example, a pre-foreclosure or foreclosure property that would make for an ideal vacation home or second home. Ongoing demand for such properties makes them relatively easy to sell, which allows you to further invest in similar or other properties.

Renting out your existing home while buying and moving into a low-priced pre-foreclosure or foreclosure is another way to get started in pre-foreclosure and foreclosure investing. Yet another approach is to sell your family home in order to have the money to invest in two or more other pre-foreclosure or foreclosure properties, one of which you live in, the other(s) you monetize.

You can also take advantage of the increased value of your family home (if applicable) by refinancing it or taking out a second mortgage in order to invest in one or more other properties.

These are just some of the ways you can make the transition from home owner to pre-foreclosure and foreclosure investor. Over all, I highly recommend pre-foreclosure and foreclosure properties for someone starting out, as they can be purchased relatively cheaply and pose fewer risks than many other kinds of real estate investment.

For more ideas about how to get into pre-foreclosure and/or foreclosure property investing, be sure to get over to my site www.foreclosurespotlight.com

Doom & Gloom or Growing & Thriving?

Once again I have to comment about the
doom and gloom still being painted on
the real estate investing world offline
and online...But yet at the same time
you hear about information that I am
about ready to share with you in just
a minute, and it makes you wonder?
Which leads me to believe that all
this doom and gloom should be kept
in perspective and looked at in the
whole picture not just one part.

You may or may not have seen some
statistics last week about the fastest
growing cities. I actually saw it in
a couple of different places for I
usually view emails and/or websites with
this type of info periodically to keep
my knowledge current.

Here is a recap of the info I found:

10 Fastest Growing U.S. Cities
The fast-growing areas in the United
States are in the Sunbelt, with Texas
leading the way, according to data
released today by the U.S.Census Bureau.

Dallas-Fort Worth added more than 162,000
residents between July 2006 and July 2007,
more than any other metro area. Three
other Texas cities -- Houston , Austin ,
and San Antonio -- also were in the top 10.

Experts credit much of the growth in the
South to strong local economies and housing
prices that are among the most affordable
in the United States .

A report earlier this month by Global
Insight found that housing prices in the
Dallas area were undervalued by as much
as 30 percent.

Other areas experiencing growth included
the New Orleans area, which is recovering
from Hurricane Katrina and grew by 4 percent
or nearly 40,000 people. During the same
survey last year, the population of New
Orleans dropped by nearly 290,000 people.

Meanwhile, Detroit lost more than three
times as many people as any other metro
area -- its population declined more than
27,300. Other areas losing more than
5,000 people were Pittsburgh, Cleveland,
Columbus, Ga.,Youngstown,Ohio,and Buffalo,N.Y.

The 10 biggest gainers:

Dallas-Fort Worth-Arlington,TX: 162,250
Atlanta-Sandy Springs-Marietta,Ga: 151,063
Phoenix- Mesa- Scottsdale, AZ: 132,513
Houston-Sugar Land-Baytown,TX: 120,544
Riverside-San Bernardino-Ontario,CA: 86,660
Charlotte-Gastonia-Concord,N.C-S.C.: 66,724
Chicago-Naperville-Joliet,IL.-Ind.-WS.: 66,231
Austin-Round Rock, TX: 65,880
Las Vegas-Paradise, NV : 59,165
San Antonio, Texas: 53,925

The 10 fast-growing metro areas

Palm Coast, Fla.: 7.2 percent
St. George, Utah: 5.1 percent
Raleigh-Cary, N.C.: 4.7 percent
Gainesville, Ga.: 4.5 percent
Austin-Round Rock, Texas : 4.3 percent
Myrtle Beach-Conway- N.C.-Myrtle Beach, S.C.: 4.2 percent
Charlotte-Gastonia-Concord,N.C.-S.C.: 4.2 percent
New Orleans- Metairie-Kenner,La.: 4 percent
Grand Junction, Colo.: 3.7 percent
Clarksville, Tenn.-Ky.: 3.7 percent

Source: The Associated Press, Paul J. Weber
(03/27/08)

So, always be on the alert, look
for those opportunities and take action.

Make it a great day!